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It is important to note that your employer cannot fire you or retaliate against you in any way after you have reported your workplace injury.
Your employer may, however, fire you for other reasons or stop providing health insurance or other benefits.
By covering the cost of one or two of your initial medical appointments, the insurance company is trying to persuade you to recover quickly and return to work as soon as possible.
Once you resume working as usual, the insurance company will most likely drop your claim, never having made a final decision regarding its acceptance or denial.
Also, keep in mind that it can take up to one year (and in some cases, even longer) for a workers’ compensation appeals board to make a final decision regarding your appeal.
Lack of income for an extended period of time can easily cause undo financial hardship, and you may feel obligated to return to your job—or to seek another job—even though you are still injured.
Certain diseases that arise from unsafe working conditions may also be covered by a claim.
To qualify, the injury or disease must be severe enough to require medical treatment beyond simple first aid.
If your employer’s insurance company has denied your claim, you will not receive compensation for lost wages, and any medical expenses related to your illness or injury will not be covered.
Your employer’s insurance company has 21 days to either accept or deny your claim.
With that said, it is not uncommon for injured employees to wait up to three weeks before receiving an answer regarding the status of their claim.
Call (888) 476-0807 or fill out our FREE Case Evaluation Form When filing for worker’s compensation, you must first advise your employer of your injury.
You must also inform your employer of the type of injury you received, where the injury happened, and the date the injury occurred.